A Community of Tips, Tricks and Daily Thoughts on Making and Saving Money

We all have our Pipers to pay...and their Waves to evade, so welcome to a Community of Tips, Tricks and Daily Thoughts on Making and Saving Money.



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Tuesday, June 15, 2010

Payday Bloody Payday...

..sometimes it feels that way, right? Or does it always feel that way? Well, this blog was started to beat back my own personal Piper and to hopefully help all you do the same.

Today is payday, and I say great! For me this is a much improved, much desired, increase from the usual, THANK GOD!!!

My goal today is to take you in a little further into my personal plan for breaking down both The Piper and Wave. So, with this tremendous journey in front of me, how am I going to maintain sanity? And more importantly, how am I going to keep myself motivated to show this Piper who he dealing with, and where he can take his Wave? Well, that is where I want to bring you in. So lets go!!!

The trick, I have found, is that my sanity will be maintained if I look for, what I call, "the small wins", along the way. These wins are the trick! Remember that! Also, I have learned to find them in even the smallest areas. Today was a great example.

On paper it is just a win for me to say great that it is payday, instead of thank God! And why is this a win? Because for now it shows me that my work and planning is paying off (no terrible pun intended). For the first time in a very long time, I looked forward to paying my bills today. Sure, the money was mainly gone by the end of the day, but when I look at the overall plan, and see that a major, MAJOR hurdle was cleared, I can't help but smile and give myself a pat on the back!

And that's the win. Simply because I was able to smile while paying bills! It's just that simple. And not just for me, but it can be for all of us. Why? Because, sanity and success are found in this ultimate example of simplicity.

So where do we go from here? To the next step! Getting to our next small win. Clearing a hurdle that months ago seemed as though it was a lifetime away! For me that hurdle is due to come in about two months, when the smile of paying bills, is then turned into a smile while putting that money into savings, at what is now (due to all the cut backs) a tremendous number. Every month!!! That would make anyone smile, I am sure!

But what about the Wave? Sure it may not being growing and I am outrunning it, but it is still there, looming in the glaring sunlight and menacing through the moonlight. Day in and day out! Well, that's the next smile, or win.

With savings in hand and a solidified budget, I will do the last thing The Piper, The Wave, and maybe even you think I will do. I stop running, turn around and charge like lightning directly back at The Wave!!!

Because it is simply time to do what they say, and face my problems head on. A solid budget and a solid savings plan will put me into a position where I charge back to The Wave. And I can do so with a much greater ability to reduce The Wave to a mear ripple by the time I reach it!

And that, to me, will be the small wins that clear big hurdles! So please continue to read along as this is a place for all of us!!!

As always, thank you...The Runner

3 comments:

  1. I have to say, I'm really impressed with your outlook on all of this. So many others that are facing the same wave and issues have chosen to just throw their hands in the air and surrender. But, you've chosen the path of a detailed methodical plan, disciple and short term sacrifices. You're doing a great job and I'm looking forward to tomorrow's post.

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  2. Sorry for the late response, but thank you for your comments!

    P.S. - I hope the next day did not let you down!

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